PRIVACY POLICY ● DISCLAIMER ● TERMS ● CONDITIONS

PRIVACY POLICY

Thank you for visiting philliparose.com.  We appreciate the opportunity to interact with you and are committed to protecting and safeguarding your privacy.  The purpose of this Privacy Statement is to inform you about the types of information we might collect about you when you visit our Site, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, that information.

PERSONAL & AGGREGATE INFORMATION:

1.0     Information Collected

From time to time you may voluntarily provide Personally Identifiable Information to complete surveys and questionnaires, to become a subscriber, to participate in user polls or become an affiliate partner. We use this information to improve our products and services.  We may also use your Personally Identifiable Information to provide you newsletters and other marketing information that coincide with your preferences.  You may customize your marketing preferences, or let us know if you do not wish to receive any promotional materials, by adjusting your Subscriptions & Email options through a link provided in an email communication or by emailing support@philliparose.com.

Any data we request that is not required will be specified as voluntary or optional.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, credit card information or social security number. You may, however, visit our site anonymously.

Like most websites, we use cookies to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘Use of Cookies’ section below for information about cookies and how we use them.

1.1     Use of Your Information

Any of the information we collect from you may be used in one of the following ways:

1. To personalize your experience: (your information helps us to better respond to your individual needs);
2. To improve our website: (we continually strive to improve our website offerings based on the information and feedback we receive from you);
3. To improve customer service: (your information helps us to more effectively respond to your customer service requests and support needs);
4. To process transactions: (your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested by the customer);
5. To send periodic emails: (The email address you provided for order processing, may be used to send you information and updates pertaining to your order or request, in addition to receiving occasional company news, updates, promotions, related product or industry service information, etc. We will never sell or rent your personal information); and

        Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email under the label “manage my subscription”.

6. To administer a contest, promotion, survey or other site feature.

1.2     Information Protection

We implement a variety of security measures to maintain the safety of your personal information when you submit a request, place an order or enter, submit, or access your personal information.

These security measures include: SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the Internet securely or PCI Scanning to actively protect our servers from hackers and other vulnerabilities.

We offer the use of a secure server.  All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.

1.3     Use of Cookies

Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

Most browsers automatically accept cookies, but you can usually adjust yours (Microsoft Internet Explorer, Firefox or Google Chrome) to notify you of cookie placement requests, refuse certain cookies, or decline cookies completely. If you turn off cookies completely, there may be some website features that will not be available to you, and some web pages may not display properly.

To support the personalized features of our Site we must send a cookie to your computer’s hard drive and/or use cookie-based authentication to identify you as a registered Site user.   In addition to cookies, we may use “web beacons” or “clear pixels” which are small graphic images on a Web page or in an e-mail that can be used for such things as recording the pages and advertisements clicked on by users.

1.4     Links to Other Web Sites

Links to third-party websites may be provided solely for your information and convenience, or to provide additional goods and services through our Affiliate Partners. If you use these links, you will leave our Site.  This Privacy Statement does not cover the information practices of those Web sites linked to our Site, nor do we control their content or privacy policies.  We suggest that you carefully review the privacy policies of each site you visit.

1.5     Disclose of Information to Outside Parties

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information.  This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.  We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.  However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

1.6     Online Privacy Protection Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the Online Privacy Protection.  We therefore will not distribute your personal information to outside parties without your consent.

As part of the Online Privacy Protection, all users of our site may make any changes to their information at anytime by emailing support@philliparose.com.

1.7     Our Commitment to Children’s Privacy

Protecting children’s privacy is especially important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws.  Therefore, we restrict our Web site to persons eighteen years or older.  YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE.  IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON.  DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

1.8     CAN-SPAM Compliance

We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.

1.9     Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

1.10   Your Consent

By using our site, you consent to our Privacy Policy.

1.11   Changes to our Privacy Policy

If we decide to change our Privacy Policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change.

This policy was last modified on 24 March 2017.

1.12   Contacting Us

If there are any questions regarding this Privacy Policy you may contact us using the information below:

philliparose.com

235 14032 23 Ave NW

Edmonton, Alberta, T6R 3L6, Canada

or support@philliparose.com

1.13   Privacy Policy Customer Pledge

We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy laws and initiatives:

1. Federal Trade Commission Fair
2. Childrens Online Privacy Protection Act
3. Privacy Alliance
4. Controlling the Assault of Non-Solicited Pornography and Marketing Act
5. Trust Guard Privacy Requirements
6. CAN-SPAM Compliance

DISCLAIMER, TERMS AND CONDITIONS:

The purpose of this Disclaimer, Terms and Conditions Statement is to outline the rules that you agree to abide by, the use of Our Services, Resources and Content, intellectual property, the expectations of conduct of the online community, deliveries, and complaints.

This website you are on now is owned and operated by philliparose.com, By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as ‘User Agreement’), along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section below for more information).

We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

2.1     Site Warranty Disclaimers

The information contained on this site and product is for education purposes only.  This is information designed to help you understand the specific information covered.  It is not an attempt to render tax, legal, or business advice.  This is not a business opportunity.  How you use the information is entirely up to you.  While every effort has been made to accurately represent the information along with my opinions and insights, any claims made or examples given, although believed to be accurate, should not be relied on in any way in making a decision whether or not to purchase.  This information is an account of what I have experienced.  Any testimonials and/or examples used are exceptional results, in no way apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results.  The income or financial examples given are in no way meant as a representation of actual or possible earnings, nor are they meant as an inducement, promise, guarantee or prediction of income of any kind.  No income claims, promises, predictions or guarantees are made of any kind.  Any reference to specific income or dollar amounts that I or others may have earned are NOT done so to imply that you should expect to have, or will experience, similar success.  I have no way of knowing how much money can or will make with this information (if you make any money at all).  As a result, I’m not promising, predicting, implying or even hinting that you’ll make a single penny.  Any reference to, or income examples from, my businesses and/or the examples of others are exceptional results, which do not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results.  The situation surrounding each example given is unique.  Merely purchasing this information does not guarantee, imply, ensure, or otherwise suggest you will make money, nor does implementation of said information.  Results generated in the examples come from:

1. Intimate and unique knowledge of your business;
2. A compelling call to action;
3. A truly unique selling proposition;
4. Implementation of applicable parts of the information provided, and
5. Repeated trial and effort.

If you are unwilling or unable to perform all of the above, do not purchase this product.  Even if you perform all of the above, it is no guarantee of results of any kind.  Every business or marketing venture involves some degree of risk and your success and/or failure will depend entirely upon your background, dedication, desire and motivation, as well as other factors both known and unknown, as well as factors beyond your control.  As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money. It’s up to you to decide what level of risk is appropriate for you. If you cannot afford, or will not use, this product, do not buy it.  Please read all agreements, notices and disclaimers before purchasing anything from anyone at anytime.

2.2     No Warranties

This website is provided “AS IS” and “AS AVAILABLE” without any representations or warranties, express or implied. Philliparose.com, it’s Child Programs, it’s Founder, or Affiliate Partners make no representations or warranties in relation to this website or the information and materials provided on this website.  To the fullest extent permissible under applicable law, we expressly disclaim all warranties, express or implied, including without limitation the warranties of merchantability, fitness for a particular purpose and non-infringement, and those arising by statute or otherwise in law or from a course of dealing or usage of trade.  We make no representation or warranty whatsoever regarding the completeness, accuracy, correctness, integrity, reliability, currency, adequacy, suitability, functionality, availability, or operation of this site or the content, Resources or service provided on, or accessible from this site.  We do not warrant that the operation of this site will be uninterrupted or error-r-free, or that this site is free from viruses and other harmful components to equipment or software

Without prejudice to the generality of the foregoing paragraph, philliparose.com does not represent warrant you that:

1. This website will be constantly available;
2. Or the information on this website is complete, true, accurate or non-misleading;
3. Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]
4. the use of our Resources will meet your needs or requirements;
5. The use of our Resources will be uninterrupted, available at all timely, secure or free from errors;
6. The information obtained by using our Resources will be accurate or reliable;
7. Any defects in the operation or functionality of any Resources we provide will be repaired or corrected;

Furthermore, you understand and agree that:

1. Any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content; and
2. No information or advice, whether expressed, implied, oral or written, obtained by you from philliparose.com or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.

2.3     Limitations of Liability

Philliparose.com it’s founder or affiliates will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

1. [to the extent that the website is provided free-of-charge, for any direct loss];
2. for any indirect, special or consequential loss;
3. or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if philliparose.com, it’s founder or affiliates has been expressly advised of the potential loss.

2.4     Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

2.5     Other Parties

You accept that, philliparose.com has an interest in limiting the personal liability of its founder, officers and employees.

You agree that you will not bring any claim personally against philliparose.com’s founder, officers or employees in respect of any losses you suffer in connection with the website.

[Without prejudice to the foregoing paragraph,] you agree that the limitations of warranties and liability set out in this website disclaimer will protect philliparose.com officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as the Owner.

2.6     Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website’s disclaimer.

2.7     Refunds

Philliparose.com products, courses, and programs have different refund policies.

2.8     Responsible Use and Conduct

By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.  Your authorization to use the Site and contribute to it depends on your compliance with community standards and the conduct and guidelines outlined below.  If you fail to conduct yourself appropriately, we may revoke your privileges to use all or a portion of the Site and Resources and/or take other appropriate measures t enforce these community standards and guidelines.

The following is a non-inclusive list of behaviors that are not permitted on the Site. You agree not to:

1. In order to access our Resources, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date;
2. You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our Resources. Accordingly, you are responsible for all activities that occur under your accounts;
3. Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means;
4. Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited;
5. Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited;
6. You are solely responsible any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability;
7. We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner.  By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:

1. Is unlawful, illegal, harmful, threatening, defamatory, tortuous, vulgar, obscene, libelous, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive of another’s privacy (up to but not excluding any address, email, phone number, or any other contact information without the written consent of the information’s owner), racially or ethnically or otherwise objectionable, hateful, or contains any type of suggestive;
2. Inappropriate, or explicit language;
3. Harmful to minors in any way; and
4. Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;

1. Upload, post, or otherwise transmit unsolicited commercial email or "spam." This includes unethical marketing, advertising, "chain letters," or any other practice that is in any way connected with "spam," such as:

1. Sending mass emails to recipients who haven't requested email from you or with a fake return address;
2. Promoting a site with inappropriate links, titles and descriptions, or;
3. Promoting your site by posting multiple submissions in public forums that are identical;

1. Upload, post, or otherwise transmit any material that contains software viruses, Trojan horses, malware or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment, or intercept messages sent from a computer or communications device;
2. Contains any type of unauthorized or unsolicited advertising;
3. Impersonates any person or entity, including any philliparose.com employees or representatives;
4. Intentionally or unintentionally violate any applicable local, provincial, national, or international laws;
5. “Stalk" or otherwise harass another;
6. Promote or provide instructional information about illegal activities, promote physical harm or injury against any group or individual, or promote any act of cruelty to animals. This may include, without limitation, providing instructions on how to assemble bombs, grenades, and other weapons or incendiary devices;
7. Use the site for fraudulent purposes; and
8. Harvest or collect any information about or regarding other Account holders, including, without limitation, any personal data or information.

We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks.  We are not responsible for any delay or failure in removing such content.  If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.  Posting anything derogatory or negative on the internet that mentions the word scam or anything that reflects on our site’s brand image in a negative way for marketing purposes can result in us requesting you alter your advertising.  If you do not comply further actions may include but are not limited to an immediate termination of your membership and affiliate partner status with our site and you forfeiting any pending commissions.

We do not assume any liability for any content posted by you or any other 3rd party users of our website.  However, any content posted by you using any open communication tools on our website, provided that it doesn’t violate or infringe on any 3rd party copyrights or trademarks, becomes the property of philliparose.com, and as such, gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display and/or distribute as we see fit.  This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our Resources.  All information provided as part of our registration process is covered by this privacy policy.

You agree to indemnify and hold harmless philliparose.com and its parent company and affiliates, and their directors, owners, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this User Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account.  We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement.  In such event, you shall provide us with such cooperation as is reasonably requested by us.

Should Content be deemed illegal, we will cooperate with the proper authorities, including but not limited to submitting all necessary information to them.

2.9     Privacy

Your privacy is very important to us, which is why we’ve created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information.  Our privacy policy is included under the scope of this User Agreement.

2.10   Limitation of Liability

In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services.  Philliparose.com will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.

In no event will we be liable, nor do we assume responsibility, for any direct, indirect, special, incidental, or consequential damages arising out of or in connection with the use or inability to use this site (or content, Resources or services provided on, or accessible from this site) or otherwise, even if we are advised of the possibility of such damages.

2.11   Copyrights/Trademarks

All content and materials available on http:// philliparose.com, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of philliparose.com, and are protected by applicable copyright and trademark law.  Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by philliparose.com.

GENERAL TERMS

2.12   Errors and Corrections

While we use reasonable efforts to include accurate and current information on our Site, we do not warrant or represent that the Site will be error-free.  Data entry errors or other technical problems may sometimes result in inaccurate information being shown.  We reserve the right to correct any inaccuracies or typographical errors on our Site, including pricing and availability of products and services, and shall have no liability for such errors.  We may also make improvements and/or changes to the Site's features, functionality, or content at any time.  If you see any information or description you believe to be incorrect, please contact us as described in the "Contact Us" section, below, and we'll verify it for you.

2.13   Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement.  Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.  Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information and any leads, referrals, and future commissions generated as a result of such termination.

2.14   Governing Law and Jurisdiction

This website is controlled by philliparose.com.  It can be accessed by most countries around the world.  By accessing our website, you agree that the statutes and laws of our province, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.

These Terms are governed by and construed in accordance with the laws of the Province of Alberta, Canada, without giving effect to conflict of law principles.  Any controversy or dispute arising out of your use of our Site shall be submitted, and you irrevocably consent, to the personal jurisdiction of any provincial or federal court located in, or whose district includes, Alberta, Canada.  If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed removed and shall not affect the validity and enforceability of any remaining provisions.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or provincial courts you hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

2.15   Changes to These Terms

We reserve the right, in our sole discretion, to change these Terms at any time.  Updated versions of the Terms will be posted here on our Site and are effective immediately.  The date of the newest version is posted below.  Please check back frequently, especially before you use our Site, to see if these Terms have changed. Continued use of the Site after any changes to the Terms constitutes your consent to such changes.

This agreement is in effect as of 24 March 2017.

2.16   Contact Information

If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:

support@philliparose.com